The Gruhalakshmi Scheme is a women’s welfare program announced by the Government of Karnataka during the 2023 state elections. It is the most popular scheme among the five guarantee schemes promised by the Karnataka government. The scheme was launched in July 2023 with the aim of providing a monthly financial assistance of ₹2,000 to the female head of each family across the state.
The Karnataka Gruhalakshmi Scheme is one of the largest women’s welfare schemes in the state as well as the country so far. Citizens looking to register for the Gruhalakshmi Scheme can find all the details about the scheme in this article below.
Highlights of the Scheme
Scheme Name | Gruhalakshmi Scheme |
Implemented By | Government Of Karnataka |
Concerned Department | Directorate of Women and Child Development Department |
Initiation Date | July 19, 2023 |
Installments Started From | August 2023 |
Benefits | ₹2,000 per month to female heads of families |
Scheme Status (Active or Discontinued) | Active |
Application Mode | Offline |
Last Date | No deadline |
Official Website | https://sevasindhugs.karnataka.gov.in/ |
Objective of the Scheme
The primary goal of the Gruhalakshmi Scheme is to economically empower women in the state by providing them with a monthly financial support of ₹2,000 directly into their bank accounts through the Direct Benefit Transfer (DBT) facility. This initiative aims to:
- Increase the financial independence of women.
- Reduce the economic burden on families due to the rising cost of essential household items.
- Promote social equity and uplift marginalized communities, including Scheduled Castes (SC), Scheduled Tribes (ST), and other disadvantaged groups.
Latest Updates on the Gruhalakshmi Scheme 2025
- The Gruhalakshmi Scheme has successfully completed one and a half years since its inception.
- As per the data from the Seva Sindhu portal (sevasindhu.karnataka.gov.in), more than 1 crore 26 lakh women assigned as the family head in the ration card have successfully registered for the scheme.
Eligibility Criteria
To qualify for the benefits of the Gruhalakshmi Scheme, applicants must meet the following conditions:
- The applicant must be a permanent resident of Karnataka.
- The women must be assigned as the head of the family in the ration card (Antyodaya, BPL, or APL) issued by the Food and Civil Supplies Department.
- The bank account of the women must be linked with Aadhaar to receive payments through Direct Benefit Transfer (DBT).
- The name of the women in the bank account, Aadhaar, and ration card must be the same.
- Gender minorities are also eligible for the scheme.
Ineligibility Criteria
The following individuals are not eligible for the Gruhalakshmi Scheme as per the guidelines issued by the Government of Karnataka:
- If the head of the family (women) or her husband is an income tax payer.
- If the head of the family (women) or her husband files GST returns.
Note: A women is ineligible for the scheme only if she or her husband pays income tax or files GST returns. However, if other family members, such as her son or daughter, pay income tax or GST, it will not disqualify her from receiving the benefits of the scheme. This clarification was provided by Women and Child Development Department Minister Lakshmi Hebbalkar.
Documents Required
- Aadhaar Card.
- Ration Card (Antyodaya, BPL, or APL).
- Bank account details for DBT.
How to Apply for the Gruhalakshmi Scheme
The Gruhalakshmi Scheme provides a simple application process through both online and offline modes. Women listed as the head of the family in the ration card can register for free using the steps below:
Online Process
Step 1: Open the Seva Sindhu Portal designed specifically for the Gruhalakshmi Scheme and sign in using the login details issued by the Seva Sindhu team or your agency, such as Grama One or Karnataka One.
Note: Currently, the link provided above is accessible only to franchise owners who have received login credentials from the Seva Sindhu team or authorized agencies like Grama One or Karnataka One. All other citizens must apply through the offline mode.
Step 2: Choose your preferred language (Kannada or English) to proceed with filling out the application.
Step 3: Enter the Aadhaar number of the female head of the household, then enter the ration card number (Antyodaya, BPL, or APL) and click “Get Details”.
Step 4: Provide the NPCI enabled bank account number, IFSC code, and branch details. Ensure that the account is active and belongs to the applicant to avoid application rejection.
Step 5: Review all the entered details, submit the application, and save or print the sanction letter for future reference.
Offline Process
- Visit the nearest government authorized agency (Karnataka One, Grama One, Bangalore One, Bapuji Seva Kendra, or Seva Sindhu).
- Provide required details, including Aadhaar number, ration card number, and bank account information.
- Collect the sanction letter, which contains your registration ID for status tracking purposes.
How to Track Gruhalakshmi Application Status?
After applying for the Gruhalakshmi Scheme, applicants can track their application status using the following methods:
Method 1: Offline Status Tracking
- Visit the nearest Karnataka One, Bangalore One, Grama One, or Seva Sindhu center.
- Provide your registration ID or ration card details to the staff.
- The staff will check and inform you about the latest status of your application.
Method 2: Status Tracking via SMS
- Open the messaging app on your phone.
- Send an SMS with your ration card number to 8277000555 or 8147500500.
- You will receive an SMS reply with the current status of your application.
- If you don’t receive a reply, please follow Method 1 for offline tracking.
By following the above two methods, citizens can track their Gruhalakshmi application status. However, to track the status of the DBT payment, refer to the article below.
Also Read: Gruhalakshmi Payment DBT Status 2025
Gruhalakshmi Helpline
For any queries and support regarding the Gruhalakshmi Scheme, contact the helpline:
- Phone : 080-22279954 / 8792662814 / 8792662816
- Website : https://sevasindhugs.karnataka.gov.in/
FAQ’s
Is there a deadline to apply for the Gruhalakshmi Scheme?
No, there is no specified deadline for applying to the scheme.
Can women from APL families apply?
Yes, women from both BPL and APL families are eligible for the scheme.
How is the Gruhalakshmi Scheme Amount Transferred?
The ₹2,000 monthly assistance is directly transferred to the beneficiary’s bank account through DBT.
Can two women apply for the Gruhalakshmi scheme in the case of a joint family?
No, only one women who is assigned as the family head in the ration card is eligible to apply.
How Can I Apply for the Gruhalakshmi Scheme Online Myself?
You cannot apply for the scheme yourself online as the Government of Karnataka has not provided an option for citizens to apply directly. Do not click on any unwanted or fake links circulating on the internet in the name of the Gruhalakshmi Scheme.
To register for the scheme, kindly visit your nearest Grama One, Karnataka One, or Bapuji Seva Kendra.Is the Gruhalakshmi Scheme Stopped or Cancelled?
No, the scheme is not stopped or cancelled. Citizens who wish to register for the scheme can continue to apply through the offline mode.